Chante Gloster's Blog
For a home seller who wants to maximize his or her house sale earnings, it may be beneficial to invest in property improvements. In fact, there are many reasons why now may be a good time to perform property upgrades. These reasons include:
1. You can make your house an attractive option to prospective buyers.
As a home seller, it is important to do everything possible to help your house stand out to potential buyers. If you dedicate time and resources to perform property improvements, you could make your home an attractive option to buyers. And as a result, you may be able to speed up the home selling journey.
When it comes to performing home improvements, it is important to remember that even minor upgrades can make a world of difference. Thus, if you start small with home improvement projects, you may be able to significantly enhance your residence.
2. You can differentiate your house from the competition.
Oftentimes, it can be tough for a home seller to differentiate his or her residence from comparable properties in the same city or town. If you conduct home improvements, however, you could distinguish your home from the pack.
New siding, a new roof or other home upgrades are sure to impress lots of prospective buyers. Therefore, if you invest in home improvements, you could make it easy for buyers to see exactly what your house has to offer. And if a buyer likes what he or she sees, this individual may be more inclined than ever before to submit an offer to purchase.
3. You can boost your house's value.
Home improvements enable you to upgrade your house's condition. As such, you could bolster the value of your home if you invest in property improvements today.
Ultimately, it may be helpful to conduct home improvements and receive a property appraisal before you list your residence. This may allow you to receive the best-possible appraisal for your house. Perhaps most important, with an appraisal report in hand, you can price your home competitively based on its age and condition.
As you prepare to enter the housing market, you may want to hire a real estate agent too. If you employ a real estate agent, you can receive extensive support throughout the property selling journey.
In most instances, a real estate agent can offer recommendations about potential home improvements. This housing market professional can help you prioritize home improvement projects and ensure you can make the most of the time and resources at your disposal.
A real estate agent also will respond to your home selling concerns and questions at any point during the property selling journey. Plus, he or she will host home showings and open house events and do whatever it takes to generate interest in your house.
Perform home improvements – you'll be glad you did. If you upgrade your residence both inside and outside, you could increase the likelihood of a fast, profitable house selling experience.
Sometimes our dream home comes with not-so-dreamy features. One of those can be well water with a higher than desired rust content.
Of course, this isn’t necessarily a reason to pass up a home you are otherwise in love with. There are several solutions to keep in mind when making your decision.
The first thing you will want to do is have a water test done to test the levels and type of iron in the home's water. Knowing just how high the concentration of iron content is and the type will be a determining factor into which solution will be the best for your lifestyle and new home.
While you are having tests done you will also want to confirm that rust levels are indeed from the well and not the pipes themselves. Rusty pipes are a different topic altogether and require a different protocol and budget if taken on.
If rust concentrations are fairly low concentration you will just need a water softener installed. This will help to protect plumbing and appliances from effects of rust. It will also mean cleaner, and softer, clothes, less soap usage, and less scrubbing when it comes to cleaning surfaces like the bathroom tub. It’s important to note that you will need to use less soap with softened water since it creates more lather. Too much lather can damage your appliances and even lead to water leakage.
If iron levels are falling in the medium range you will want to opt for a filter specifically for iron. Greensand and oxidizing filters are the two most common. Be sure to have your filters custom sized to fit your homes water usage and the requirements it will call for to have the system function properly.
When iron levels are high a chlorination filtration system is the way to go. This system treats water before entering your lines, which saves your plumbing from potential damage over the years. You may also want to investigate what damage, if any, has been done to plumbing and if you will need to replace to ensure safe drinking water and a clean home.
What you need to know about high rust content if left untreated:
If you use bleach on laundry your whites will yellow due to a reaction with the rust.
You will need to regularly use a specialty cleaning product to remove rust stains from places like sinks, toilets and showers.
Build up of rust over time will not only damage plumbing and appliances but also affect your water pressure as a result.
You will need to invest in Iron-Out and use it regularly to flush your plumbing
You will want to do “backflushes” to clean out rust accumulation
If you plan to buy a home in the near future, there is no harm in attending an open house. However, for those who want to get the most out of an open house, it helps to plan ahead as much as possible.
Now, let's take a look at three tips to help you get ready to attend an open house.
1. Review the Home Listing
Although you may have already reviewed a home listing, it may be a good idea to take a second look at it. That way, you can double-check to ensure that a residence matches your expectations prior to attending an open house.
As you review a home listing, think about your short- and long-term plans too. If you believe a home corresponds with these plans, now may be the right time to check out this residence in-person.
2. Examine Your Homebuying Budget
When it comes to preparing to attend an open house, it may be beneficial to assess your homebuying budget. By doing so, you can ensure a residence falls within your price range.
Oftentimes, it helps to get pre-approved for a mortgage before you launch a home search. If you have a mortgage at your disposal, you'll know exactly how much you can spend on a home. And as a result, you can set up home showings and attend open houses for residences that match your budget.
3. Prepare a List of Questions
An open house provides an opportunity to walk around a residence and decide whether it is right for you. It also enables you to receive comprehensive insights into a home. Thus, you should put together a list of questions to ask during an open house.
Remember, there is no such thing as a "bad" question, especially if you're on the fence about buying a particular home. And if you enter an open house with a list of questions in hand, you'll be better equipped than ever before to determine whether to submit an offer to purchase.
Lastly, as you prepare to pursue your dream home, you may want to hire a real estate agent as well. Because if you have a real estate agent at your side, you can obtain expert guidance throughout the property buying journey.
A real estate agent can help you prepare for any open house, at any time. He or she first will meet with you, discuss your homebuying options and help you map out a homebuying strategy. Next, a real estate agent will set up home showings and keep you informed about open house events for residences in your preferred cities and towns. And if you discover your dream home, a real estate agent will help you craft a competitive offer to purchase.
For those who want to take the guesswork out of buying a home, it helps to work with a real estate agent. Contact a local real estate agent today, and you can receive plenty of assistance as you search for your ideal residence.
If you plan to sell your house in the foreseeable future, it usually pays to clean out the garage. In fact, a home seller who declutters the garage today can show homebuyers the true size and beauty of this space, thereby increasing a house's overall appeal.
Ultimately, it won't take long for a home seller to declutter the garage – here are three tips to help you remove clutter from your garage before you list your residence.
1. Identify Excess Items
Old automotive parts, tools and other excess items can take up lots of space in your garage. However, a homeowner who dedicates the necessary time and resources to identify garage clutter can plan accordingly.
Separate must-keep garage items from excess items. Then, you can determine exactly how much space that you'll need to store the items that you want to keep.
For many homeowners, storage cabinets and shelving units make it easy to keep track of items in a garage. Or, if you need extra space to store garage items, you may want to consider renting a storage unit until you finalize your home sale.
2. Sell, Donate or Dispose of Excess Items
When it comes to excess garage items, there is no need to delay the inevitable. If you sell, donate or dispose of garage clutter, you can quickly eliminate excess items from your garage.
Selling your excess garage items online or hosting a yard sale may prove to be worthwhile. In both instances, you can generate interest in assorted garage items and earn extra cash at the same time.
In addition, you may be able to donate excess garage items to local charities. If you reach out to local charities and learn about their donation policies, you can find out which charities will accept your excess garage items and schedule donation pick-ups.
On the other hand, if you find garage items that are broken or damaged, dispose of these items. That way, you can free up space in your garage immediately.
3. Conduct In-Depth Garage Cleaning
After you remove garage clutter, it is important to spend some time cleaning your garage from top to bottom. This will enable you to transform an ordinary garage into a spectacular one.
If you need extra help with garage cleaning, don't hesitate to contact a professional home cleaning company. This business likely employs friendly, diligent cleaning experts who can help you accelerate the garage cleaning process.
Lastly, if you're searching for the best ways to improve your home before you list it, you may want to hire a real estate agent.
A real estate agent can offer honest, unbiased garage cleaning recommendations and suggestions. Plus, this housing market professional will set up home showings, keep you up to date about offers on your residence and ensure you can enjoy a fast, seamless home selling experience.
Want to sell your residence soon? Use the aforementioned tips, and you can bolster your garage's appearance in no time at all.
Deciphering credit scoresMost major lenders assign your credit score based on the information provided by three national credit bureaus: Equifax, Experian, and TransUnion. These companies report your credit history to FICO, who give you a score from 300 to 850 (850 being the best your score can get). When applying for a mortgage (or attempting to be pre-approved for a home loan), the lender you choose will weight several aspects to determine if they will lend money to you and under what terms they will lend you the money. Among these are your employment status, current salary, your savings and assets, and your credit score. Lenders use this data to attempt to determine how likely you are to pay off your debt. To be considered a "safe" person to lend money to it will require a combination of things, including good credit. What is good credit? Credit scores are based on five components:
- 35%: your payment history
- 30%: your debt amount
- 15%: length of your credit history
- 10%: types of credit you have used
- 10%: recent credit inquiries (such as taking out new loans or opening new credit cards)
What does this mean for taking out mortgages?A higher credit score will get you a lower interest rate. By the time you pay off your mortgage, just a hundred points on your credit score could save you thousands on your mortgage, and that's not including the money you might save by getting lower interest rates on other loans as well. If you would like to buy a home within the next few years, take this time to focus on building your credit score:
- If you have high balances, do your best to lower them
- If you have a tendency to miss payments, set recurring reminders in your phone to make sure you pay on time
- If you don't have diverse credit, it could be a good time to take out a loan or open your first credit card